All posts tagged India

Project Loan in Delhi

By blogger on

People in India often have sudden urgency of money for
different purposes such as marriages, child education, and treatment for
critical illness or accidents. There are many government and private
banks of International reputation operating in India having branches in
different parts. However, people do not know how to get financial help
from them. Banks offer different type of loans. People do not know which
type of loan is best suitable for them. What is the documentation
procedure? How loans can be approved in least time?

Loan4India is here to answer all your queries and
help in getting loans quickly for any purpose. Besides this we extend
our assistance for different financial products and services. A team of
financial experts help you in investing in different schemes that can
offer you high returns of your money. Insurance advisors help you in
selecting a suitable insurance plan according to your purpose and
expectations. Loan4India.com is also helpful for people who want to
purchase, sell or rent any commercial property or residential property
anywhere in India. Expert tax consultants working with us assess annual
tax and monthly tax according to latest tax slab for individuals and
companies. They also provide tax saving tips, guide you on tax exemption
and tax rebate schemes.

On this website, you will find useful
information regarding all kinds of loans, insurance plans, investments,
tax planning and real estate investment. The benefit is that you do not
have to go to different websites or companies to resolve your queries on
different topics related with finance and investment. You can do all
comparisons at one place.

Key Advantages:


You can contact us through phone, e-mail or chat for any query. We are
not associated with any bank, Insurance Company or any other financial
organization. Our aim is to provide detailed information on different
kinds of financial schemes and help people in selecting schemes, making
documentation procedure easier and least time taking.

A- Fill the the some details about your income and loan requirement.

B- Select bank name which you want to compare your loan rate of interest and fees

C- Select best option which have given by bank and lenders.

The Gold Loan Verses The Personal Loan

By blogger on

You can use the financial support banks lend for almost anything from international travel to a medical emergency. So, there are several kinds of resources that you may have that come in handy while taking the loan for generic financial requirements. One of the resources is loan. However, it is important to know the purpose of taking a loan. You need to compare factors like interest rates, eligibility criteria, processing fees, prepayment penalties, etc. before applying for any one of these emergency loans. Many of the loans are easily available, which is basically divided into two types: secured and unsecured loans. The most common and popular secured loan is Gold Loan.

Gold Loan:

This type of loan against gold uses it as the collateral deposit, which needs to be kept with the bank in order to obtain a loan. This loan has lower interest rates but the risks are extremely high. In case a default occurs, you could risk the loss of ownership of the gold you have. However, the gold loan is the most favorable emergency loan in India.
As most Indians traditionally and culturally keep a lot of gold for various occasions like wedding gifts and investments. An emergency loan can be processed as the loan against idle gold. Most leading banks like provide gold loans for excellent interest rates that range between 12 – 16%. You can use gold to secure an emergency loan based on (Loan to value) LTV ratio. This may be higher than the other type of loans; however this proves to be very beneficial when a high amount of loan is needed.

Personal Loan:
In the personal loan, you need not pledge any security or collateral. Personal loans are easy to handle, fast and hassle free, thus proving to be an ideal option for emergency financial requirements. Since it doesnt require any collateral, one can get a personal loan as easily as clicking a button.

Compared to gold loan, personal loan has higher interest rate. Though, most banks offer competitive rate between 14 to 25%. However, it is processed much faster. If you provide all the documents necessary, organizations like HDFC bank sanction and credit the loan amount in your account within 24 hours. The most important thing it can do is to help you escape the crisis or the need. So, whether you have time to opt for gold loan or have a good credit score for the personal loan, these financial products are designed to evade the financial need.